Comprehensive direct healthcare is a membership model. You pay the clinic a flat monthly fee and the clinic bills no insurance company for your everyday care. There are no claims, no deductibles to meet before visits count, and no copay at the door. Routine and preventive care covers roughly 95% of the healthcare services people typically need.

No. A membership is not insurance and does not replace catastrophic coverage. It covers the routine and preventive care most households use every year — about 95% of typical healthcare needs — including primary care, dental, vision, urgent care & triage, advanced 3D medical imaging, on-site lab diagnostics and a physician-dispensing wholesale medication pharmacy — at a predictable monthly rate. The remaining 5% or so is major or catastrophic care, which insurance or a separate catastrophic plan can still address.

Unlimited-visit routine comprehensive direct healthcare in our exam rooms, dental care in our surgical-grade bays, vision refraction and dispensing lanes, urgent care & triage line for minor emergencies, advanced 3D medical imaging including digital X-ray and ultrasound, CLIA-certified lab diagnostics drawn and run on site, and a physician-dispensing wholesale medication pharmacy with generic and non-generic medications at cost. This routine scope covers roughly 95% of the services most people need.

Membership is one simple rate: $150 per person, per month. A standard family of two adults and two children is $600 per month by bank ACH. Paying by credit card adds a 3.5% processing surcharge.

Specialized procedures outside routine membership care carry a published flat fee instead of a percentage-of-charges bill — for example outpatient surgery at $1,000 or a root canal at $600. You see the price before you consent. Major or catastrophic events, which account for only about 5% of typical healthcare needs, are what separate catastrophic coverage is designed for.

Yes. “Do The Right Thing” Health is a non-profit organization. We exist to fix a broken insurance system, not to earn a margin on it. There are no shareholders and no profit motive between you and your clinician — every dollar of membership revenue goes back into clinical capacity, staff and equipment.

Insurance-billed care carries the cost of claims processing, network negotiation, denials management and investor returns. As a non-profit we carry none of that, so rates are published flat and decimal-free instead of being reverse-engineered from an insurer contract.

Yes. Membership is month to month and you can cancel or reactivate yourself from your member account. No phone tree, no retention call.